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Loans Guides

Our guides help you approach borrowing carefully

Guide to

Guide to Loans

Loans aren't always quite as simple as they first seem. There are more than just 'secured' or 'unsecured' and understanding the UK loans market means you can get a better deal.

Guide To using personal
loans to improve your credit score

Guide to loans for building your credit score

Maintaining a good or excellent credit score can be hard work, but building one from scratch, or re-building one after missed payments, can be even harder. Read our guide to understand how personal loans might provide an unexpected tool for building credit.

Guide to unsecured
and secured loans

Secured and unsecured loan guide

Before taking a loan, it's important that you understand what you are agreeing to. One of the most important distinctions is whether the loan is secured or unsecured. Read our guide to learn the difference and whether either offers a suitable form of borrowing for you.

Guide to
guarantor loans

Guarantor loans guide

Guarantor loans are becoming an increasingly popular alternative to payday, and other high interest, loans. Read our guide to understand how they work for borrower and guarantor.

Guide to
social lending

Social lending guide

Social lending has many perceived advantages over traditional savings and investments. Read our guide to social lending to find out what these are and see if the benefits outweigh the risks for you.

Guide to CCJs

Guide to CCJs

If you get a CCJ, it can seriously reduce your ability to borrow (especially on favourable terms). This guide explains exactly what a CCJ is, when one might be issued, and the impact it can have.