What is family travel insurance?Family holidays are expensive. Almost every child has the school breaks, and supply and demand results in prices rocketing. So, if you can afford a vacation, you'll probably want to make savings elsewhere. One way you can do this is by getting a family travel insurance policy, rather than arranging individual cover.
Family travel insurance offers cover for the whole family within one policy. Of course, what is meant by the 'whole family' varies slightly from provider to provider, but if you can all fit in the same car to drive the airport, you'll probably be covered.
What does family travel insurance protect against?Although the specific levels of cover vary by policy, most family travel insurance provides protection in three areas.
MedicalIf you're travelling in Europe, EHIC cards will offer some protection, to your family, but they do not cover all circumstances, and will not ensure you, or your loved ones, are returned home safely if you're involved in an accident.
Of course, having family travel insurance does not mean you don't need your EHIC cards, as most policies are priced to assume you have your card, and if you don't carry your EHIC, your policy may be voided.