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Aeroplane in the sky
on 19 Jul 2016 10:08 AM

When it comes to our summer holiday, some things are considered essential. Passport, dancing shoes, suncream, and Speedos (or similar) are all considered a must when living Blighty. But, what happens if the good times aren't so great; if our well-earned vacation becomes a holiday hell? Well, for half of us, it seems that bad might very quickly go to worse, as new findings, show an astounding 46% of Brits are chancing their arm (quite literally) by going abroad without travel insurance.

New research by travel comparison website TravelSupermarket suggests that European bound Brits are most likely to risk insurance free travel, with 48% not arranging cover. Of course, not everyone is will to risk their health for a gold tan, and women are considerably more like to arrange cover - 59% getting themselves insured, compared to 45% of men.

Of course, the EHIC (European Health Insurance Card) currently covers Brits in the EU for most emergency medical treatment, so the risks of European healthcare issues are minimised somewhat. Perhaps more incredible is that over 40% of us travelling outside the EU are failing to get adequate cover, something that might very well be life threatening in certain circumstances.

Aside from the medical implications of being uninsured, the risk of a holiday booking company collapsing is now a very real prospect, as the demise of the Lowcost Travelgroup, in the quake of the historic vote for Brexit, has shown.

Bob Atkinson, TravelSupermarket's resident travel expert, commented: “It would seem that many of us are lulled into a false sense of security closer to home, possibly believing that the EHIC scheme covers you within Europe. However, these cards only cover some medical bills and even then it is not on a par with our NHS. You will still end up with an expensive bill for many treatments, and you have no cover in place for other problems. Quite why we feel the need to take risks in places like Berlin or Paris is beyond me.”