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Woman had bad travel emergency
on 13 May 2010 12:23 PM

So you’re stranded at the airport and your flight’s been canceled due to rain, snow, a security alert, clouds of volcanic ash, an alien attack? Well maybe not the latter, but the possible excuses to cancel or delay a flight seem to be growing by the day and there’s nothing a traveler can do to plan for it, except maybe by making sure you have the right credit card. There are potential perks of planning for air travel failure by making sure your wallet contains the best credit cards.

Rewards

Perhaps you will get a new iPod from your reward points, or not have to charge it to the work card, or maybe just have the security of paying off your bill at 0% interest. There’s a lot to keep in mind when planning for any trip and it pays to be prepared for the possibility of unwanted emergency spending. We can’t tell you what to pack, who to fly with, or where to stay, but we do know a few things you should consider when planning for the possibility of extra costs:

Tips for handling unexpected travel costs

Tip 1:

The pre paid credit card - Getting a prepaid card is an excellent way to put aside extra money for any trip. It is particularly useful if you are traveling for work and don’t have a business credit card. There is no reason for you to dip into your own pocket and then wait to be reimbursed.

Tip 2:

The zero interest card - If you haven’t the money to put aside for an emergency, you might want to consider carrying a 0% interest card with you. This way if a situation does arise you won’t have to pay interest on your emergency expenditure because you’ll have the 0% period to pay it off.

Tip 3:

The cash back and rewards card. If you pay your balance off in full each month, and as a result interest rates are not a top concern, looking into a cash back or rewards card may be the option for you. Why not earn rewards points and get a little back when you have to pay extra expenses?

With no way to get home and no place to stay, the last thing you want to worry about is your credit card or how you are going to pay. It only takes one bad experience to show you that it’s good to have the right card and be prepared. There is no reason you should worry about maxing out your card, steep interest rates or not getting the most out of your purchases because, at the end of the day, not being able to get home will be stressful enough.